With over 20 years of mortgage excellence and nearly $1 billion in funded loans, I proudly serve veterans, families, and investors with trusted expertise and proven results.
If you are buying your first home, a family of a Veteran, entrepreneurs, buy and hold investors, fix and flippers, property stacking families or Air BnB businesses, I am here for you.
Whether you’re buying your first home or refinancing to strengthen your financial position, I deliver straightforward, tailored guidance at every stage. Together, we’ll identify the loan solution that aligns seamlessly with your goals and long-term vision.
DSCR loans are designed for real estate investors, qualifying you based on the property’s income rather than your personal income, making them ideal for buy-and-hold investors, short-term rental owners, and portfolio builders looking to scale strategically.
Designed for properties that exceed traditional lending limits or require more flexible underwriting, jumbo and non-conforming loans provide tailored financing solutions for high-value homes and unique financial situations.
FHA loans can be an excellent option for buyers with lower credit scores, VA loans offer exclusive advantages to eligible veterans and military families, and USDA loans support homebuyers in qualifying rural areas, often requiring little to no down payment.
Working with Vidal was a game-changer. His expertise helped us secure our first home with confidence.
As a veteran, I knew I wanted someone who understood my unique situation. Vidal made it simple and stress-free
He guided me through multiple investment properties with patience and insight. Truly an expert in his field.
As a veteran, working with someone who understands service and discipline made all the difference. He maximized my VA benefits and ensured the process was smooth from start to finish.
Whether you’re using a VA or FHA loan, securing a jumbo mortgage, refinancing, or scaling with a DSCR investor loan, I provide clear, strategic guidance tailored to your goals. My focus is long-term success, not just closing transactions.
From government-backed loans to jumbo and non-QM solutions like bank statement and DSCR programs, I offer options often unavailable at traditional banks. As a locally operated professional, my business is relationship-driven and built on referrals, trust, and community connection.
